True Cost of Renting in White Plains, NY
White Plains is Westchester County's seat and largest city, offering walkable urban amenities with Metro-North access to Grand Central in 35–45 minutes. The downtown has a genuine restaurant and retail scene anchored by the Galleria mall and city parks. Rents run 10–20% below comparable NYC neighborhoods while offering a quieter lifestyle — the primary tradeoff is Metro-North fares.
Neighborhoods & Average Rents
Downtown White Plains
- Studio:
- $1,900/mo
- 1 Bed:
- $2,300/mo
- 2 Bed:
- $3,100/mo
Walkable urban core with the Galleria mall, restaurants on Mamaroneck Ave, and White Plains Metro-North station. New luxury towers with amenity packages ($75–100/mo). Con Edison electric. Monthly Metro-North pass to Grand Central ~$220. Parking in garages $80–120/mo.
Battle Hill / North Broadway
- Studio:
- $1,500/mo
- 1 Bed:
- $1,900/mo
- 2 Bed:
- $2,600/mo
Residential neighborhoods radiating from Downtown; mix of apartment buildings and converted homes. Car helpful for non-Downtown errands. Westchester Bee-Line bus service. Lower rents than Downtown with easy downtown access.
Greenburgh / Hartsdale Adjacent
- 1 Bed:
- $2,100/mo
- 2 Bed:
- $2,800/mo
Quieter suburban areas adjacent to White Plains; Hartsdale Metro-North station offers alternative commute point. More apartment complex inventory. Quieter setting than Downtown with slightly lower rents. Car essential for most errands.
Utility Providers
- Electric
- Con Edison (Consolidated Edison)
- Water
- City of White Plains Water Division
- Internet
- Spectrum, Optimum, Verizon Fios
Commute & Transportation
White Plains sits on the Metro-North Harlem Line, 33 miles from Midtown Manhattan. Express trains reach Grand Central in 35 minutes; local trains take 45–55 minutes. Monthly passes run approximately $215–230. Major Westchester County employers are headquartered here: IBM (North Castle, just north), PepsiCo (Purchase), and New York Power Authority. White Plains Hospital is a major local employer. The Hutchinson River Parkway, I-287, and the Bronx River Parkway provide highway connections. For Westchester-based employers, White Plains is an excellent base — many Westchester companies prefer their employees drive rather than commute to NYC.
Rental Market Overview
White Plains rents are moderate for Westchester County — below Scarsdale and Bronxville but above Yonkers. The downtown has genuinely walkable amenities unlike most Westchester suburbs. New luxury construction has brought class-A amenity packages and mandatory add-ons. Con Edison serves White Plains. Westchester County rents have risen 15–20% since 2021 as NYC residents sought more space during the pandemic and stayed. Broker fees are less common than in NYC but can occur on some listings. Renters insurance in Westchester averages $15–22/month.
Data last updated: 2026-04
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